When an insurance company says “Go ahead and sue me” – this is real injustice.

This sentence reflects the power gap between ordinary victims and large insurance companies equipped with full legal teams.

Key questions are:

• Why do insurance companies earning billions each year refuse to compensate injured people who are hospitalized and unable to walk normally?
• Why do they tell victims to “sue us” when they know most people have no legal knowledge, no money, and no time to file a lawsuit?

This becomes a tool of power forcing victims to accept a small settlement and drop the case.

Your Legal Rights Are Greater Than What They Tell You

Under tort law and insurance law, victims have the full right to claim compensation, not just lost income.

Insurance companies (or the liable party) are legally required to compensate for:

1. All medical expenses – including hospital bills, transportation to appointments, physiotherapy, and rehabilitation.

2. Loss of income during recovery – based on actual income, not just “350 baht per day” as some insurers arbitrarily claim.

3. Pain and suffering compensation – for physical pain, disability, or disruption of daily life.

4. Loss of career opportunities – especially for freelancers or self-employed individuals who cannot work.

So if an insurance company says “we won’t pay” or “go sue us,” it doesn’t mean you have no rights, it means they are avoiding responsibility.

Why Do Insurance Companies Dare Victims to Sue?

Because they know:

• Ordinary people don’t understand legal procedures.
• They think lawyers are expensive.
• They feel exhausted and eventually accept a low settlement.

This is why injustice happens repeatedly.

But at Wongsakorn Law Office and Lawyer Arm, we believe truth and people’s rights must come before corporate profit.

A Good Insurance Company Should Take Responsibility — Not Push It Away

Insurance companies are legally obligated to take care of victims fairly, not threaten them or push them into legal battles.

Real people are suffering  lying in pain, unable to walk, losing income.
They should not be left behind just because they don’t have a lawyer.

What Should You Do If the Insurance Company Says “Companies Dare Victims to Sue “ ?

Right after an accident, many people believe the insurer who says, “Let’s talk after you recover.”
This misunderstanding may cause you to lose your rights.

Remember:

• Insurance companies have lawyers from the moment the accident happens.
• Every conversation, request for documents, or legal interpretation all are designed to minimize payout.

While citizens fight alone, injured, and uninformed, time is ticking.
So do not wait until you recover; you can have a lawyer immediately after the accident.

Here’s what to do:

1.Don’t sign or accept low compensation. Once signed, you lose your legal right to claim more.

2.Keep every piece of evidence – medical certificates, receipts, messages, conversations with insurers.

3.Consult a lawyer as soon as possible.

If They Say “Sue Us If You Want More” – Don’t Stay Silent

This shows a serious injustice within Thailand’s insurance system.

Insurance companies have lawyers before the accident even happens. It’s time for victims to have lawyers too.

At Wongsakorn Law Office, the Lawyer Arm stands with you from consultation to legal representation to ensure you receive not just “compensation,” but true justice.