Car Accident: Broken Arm, Broken Leg, Metal Plates  How Can You Claim Compensation? Know Your Rights Before the Insurance Company Takes Advantage of You

Car accidents can happen anytime, whether you’re driving a car or riding a motorcycle. Motorcyclists are especially at risk of severe injuries because there’s no vehicle structure to protect the body directly. In many cases, the injured suffer fractures  broken arms, broken legs, and require metal plates  to fix the bones so they can function normally again. The medical and rehabilitation expenses can be very high.

Many people think that the other party’s car insurance will cover everything, but in reality, insurance coverage often does not fully cover actual damages. Insurance companies frequently offer to pay only a portion, leaving injured victims unknowingly forfeiting their rights.

A Real Case: Hit by a Car, Broken Arm and Leg, Metal Plates Insurance Denied Responsibility but Paid More After Legal Action

One of the cases handled by Wongsakorn Law Office involved a victim riding a motorcycle home as usual, when the other driver suddenly cut in, causing a severe collision. The victim suffered multiple fractures in the arm and leg, required surgery to insert metal plates, and was hospitalized for over two months. After discharge, they needed continuous physical therapy and could not return to work immediately.

At first, the other party’s insurance company only compensated basic damages according to the policy limit, citing the maximum coverage of the voluntary insurance and the Compulsory Motor Insurance Act, which together did not cover the actual damages. The victim tried to negotiate alone but failed, so they decided to consult with Wongsakorn Law Office.

The legal team reviewed documents, gathered medical certificates, receipts, loss of income records, and filed a claim for additional compensation. The court later ordered the other party and the insurer to pay over 560,998 THB  ensuring fair justice under the law.

What Rights Does an Injured Person Have? Don’t Just Take One Lump Sum!

Many people mistakenly believe that once they get money from insurance, the case is over. In reality, if the actual damage exceeds the coverage limit, the insurer or the other party still has the obligation to pay the difference. Victims have the right to claim various types of compensation, including:

✔️ Actual medical expenses — not just at the time of the accident but including future physical therapy and surgery to remove the metal plates.
✔️ Loss of income — if the injured person must stop working for a long time, lost income can be claimed.
✔️ Physical and emotional damages — such as permanent disability, loss of working capacity, or reduced quality of life.
✔️ Other necessary costs — such as travel expenses to see a doctor or care costs during recovery.

Key Evidence: Don’t Let It Go Missing

The most important thing in an insurance claim case is evidence. Victims should keep detailed proof such as:

• Medical certificates, hospital receipts, X-rays, medical reports.
• Photos of injuries, damages, or the accident scene.
• Income documents to prove lost earnings.
• Records of contact with the insurance company or the other party.

Having solid evidence helps the lawyer prepare a strong claim or lawsuit, increasing the chance of winning the case and receiving what you truly deserve.

Why Should You Consult a Lawyer?

In cases like this, without an expert’s help, many victims end up accepting what the insurance company offers because they think “this must be all I can get.” In reality, claiming compensation requires legal understanding and negotiation strategy.

Wongsakorn Law Office has a team of lawyers specializing in insurance and tort cases. We can plan, gather evidence, negotiate, or even file a lawsuit in court to ensure you receive fair compensation according to your rights, without being exploited or underpaid.

Don’t Wait Until It’s Too Late — Consult a Lawyer Immediately

Many accident victims give up because they fear complications, high costs, or simply don’t know where to start. But believe us — if you face a situation like  broken arms, broken legs, metal plates  causing loss of income and long-term medical expenses, making the right claim from the start will ease your financial burden and restore justice to your life.

Wongsakorn Law Office is ready to support you at every step — from consultation, evidence checking, and negotiation to court proceedings — to help you claim what you rightfully deserve by law.

✅ If you or someone close to you has been in a car accident, don’t lose your rights just because you lack information.

☎️ >> Contact << Wongsakorn Law Office now — we’re ready to take care of every case.